Whenevah you need your car inspected for insurance purposes, go on a Friday afternoon 15 minutes before the office closed. And pick the right place.
I went to an office near FAMU, and if it weren't for the insurance decal on the windows, I wouldn't have known it was an office. There were a couple of weird looking desks set up and what looked like a 16-year-old girl greeted me from a computer. There were a few other kids just running around the office and out front, and the inspector came out in about ten minutes, took a quick walk around the car, looked at the mileage, what she claimed to be the "factory installed" CD player (though I insisted it didn't come that way), and the license plate and went back inside.
I thought it was going to be fairly thorough.